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Sophisticated Lloyds Bank impersonation SMS using a fake fraud alert to authorise a transfer to scammers.
Scam risk score based on AI analysis and community reports
3 indicators identified
1-Hour Freeze Threat
Extreme urgency to prevent victim from verifying with the real bank.
Account Freeze Threat
Threat of account freeze is a social engineering tactic.
Large Specific Amount
Specific large sum creates believability and panic.
Never call numbers provided in texts. Call the number on the back of your Lloyds card to verify any fraud alerts.
Anonymised copy of the original message — included for reference
First reported 3 months ago · 267 total reports
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