/100
Scam Score: 96/100
Based on:
Scammers send fake HSBC payment authorisation texts with large sums to panic victims into clicking a fraudulent link that harvests banking credentials.
The Scam Message
HSBC: A payment of £490.00 is pending authorisation. If you did not request this, deny it here: https://hsbc-payment-auth.co.uk
Fake Pending Payment
No such payment exists — the figure is invented to provoke immediate action.
Non-HSBC Domain
HSBC uses hsbc.co.uk exclusively — this site is a phishing page.
Fake Deny Button
Clicking 'deny' leads to a credential-stealing login page, not a real payment cancellation.